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Important Disclosure Required by the Federal Trade Commission:

 

The MARS (Mortgage Assistance Relief Services) Rule requires mortgage relief companies (includes Realtors who list short sales) to disclose information to consumers to protect them from being misled and to help them make better informed purchasing decisions.

 

1.  The Peggy Rauch Group is not associated with the government, and our services have not been approved by the government or the consumer’s lender; the lender may not agree to change the consumer’s loan; and if you stop paying your mortgage, you could lose your home and damage your credit rating.

 

2. At anytime you can stop doing business with The Peggy Rauch Group, and can accept or reject any offer obtained from the lender or servicer, and, if the offer is rejected there is no fee. If there is an agreed offer the fee is what was agreed to in the listing agreement and agreed to by the lender or servicer.


For the FTC final rule click here

Below are some guides and sources of information that can help educate the short sale process. Consult with your tax advisor and an attorney.


 Click on picture below to open the Short Sale Seller's Advisory
from the Arizona Department of Real Estate


 
http://www.realtor.org/realtors/basics_short_sales  
   
http://www.azleg.state.az.us/ArizonaRevisedStatutes.asp?Title=33  
   
   
Click on any of the below references:

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